Filing a Claim Before the Saudi Insurance Dispute Committees

An insurance dispute may arise when a claim is rejected, reduced or delayed, or when the parties disagree on coverage, exclusions, causation or quantum. Before filing, identify the correct forum, obtain the insurer’s written position and organize the policy, claim record, reports, invoices and correspondence.

Filing checklist

1. State the parties, policy and relevant event.
2. Explain the claim and insurer’s response chronologically.
3. Answer each relied-upon exclusion or limitation.
4. Link every material fact to an exhibit.
5. Calculate the requested relief precisely.
6. Monitor notices, deadlines and hearing directions.

See our overview of the Saudi insurance dispute committees.